🇬🇧 How UK Banknotes Could Change Over the Next 3 Years (2025–2028)

As the United Kingdom continues to modernise its currency, the next three years could bring significant updates to the look, feel, and themes of British banknotes. Following the recent release of King Charles III’s portrait on polymer notes, the Bank of England is already laying the groundwork for a new series of currency changes that will reflect the UK’s evolving cultural identity, technological advancements, and security standards.

In this article, we explore the expected changes to UK banknotes from 2025 to 2028—and what they could mean for everyday Britons.

👑 The Monarch on the Front: King Charles III Notes Continue

All banknotes in circulation now feature the portrait of King Charles III, a historic shift that began in June 2024. These notes are part of the updated polymer “G Series II” and will remain in circulation for years to come. The transition from Queen Elizabeth II to King Charles III marks a symbolic and practical milestone in the monarchy’s history, and this new royal design will continue across future note editions.

The monarch’s portrait appears on the front of each denomination (£5, £10, £20, and £50), with the rest of the design set to undergo bigger changes.

🎨 What’s Changing: Thematic Redesign of Banknotes

One of the most anticipated developments is the redesign of the reverse side of UK banknotes. In July 2025, the Bank of England launched a public consultation inviting citizens to help shape the next set of designs. The goal? To make banknotes that truly reflect the values, history, and identity of modern Britain.

Proposed Theme Categories:

1. Notable Historical Figures

2. Architecture and Landmarks

3. Arts, Culture and Sport

4. Noteworthy Events

5. Innovation

6. Nature and the Environment

Instead of focusing solely on individuals, the next banknotes could highlight broader themes—such as British inventions, iconic sporting achievements, or national parks. However, the Bank of England has confirmed that no living person (except the monarch) will appear on the notes, keeping in line with long-standing policy.

🧙 Could Fictional Icons Be Included?

Media speculation has exploded with the idea of popular British fictional characters and cultural icons making their way onto banknotes. Public suggestions include:

• Harry Potter

• Paddington Bear

• Sherlock Holmes

• David Bowie

• Bobby Moore

• John Lennon

These characters and personalities represent British influence across literature, music, sport, and pop culture—making them popular contenders if the public consultation leans toward cultural recognition.

While these names haven’t been confirmed, the inclusion of beloved characters would be a major departure from the traditional portrait-based designs and could make notes more engaging—especially to younger generations.

🔐 Enhanced Security and Sustainability

The UK’s banknotes will continue to be printed on polymer—a cleaner, longer-lasting and more secure material than paper. But additional security upgrades are expected, possibly including:

• More complex holograms

• Enhanced UV features

• Larger or clearer tactile markers for the visually impaired

• Interactive features, such as QR codes linking to educational content about the note’s design

These changes reflect the global trend toward safer and smarter money, helping to combat counterfeiting and improve accessibility.

📅 Timeline of Changes (2025–2028)

Here’s what we can expect in the coming years:

The rollout is expected to be gradual, with old notes remaining legal tender until they are phased out due to age or damage.

💷 Why This Matters

Banknotes are more than just a means of exchange—they’re part of national identity. These changes offer a unique opportunity for the UK to modernise its currency in a way that reflects the diversity, creativity, and innovation of its people. Whether you’re a collector, a curious shopper, or simply someone who uses cash regularly, the next set of UK banknotes will be something to look out for.

📌 Conclusion

The UK’s next generation of banknotes promises to be visually dynamic, culturally meaningful, and technologically advanced. With the continuation of King Charles III’s portrait, new public-inspired themes, and cutting-edge security features, the currency will remain not only relevant but also reflective of a 21st-century Britain.

Keep an eye on the Bank of England’s official updates and make your voice heard in the public consultation—after all, the future of Britain’s money might just be in your hands.